What We Do

What We Do

Optima’s foundation is customized portfolio design and management. Many clients partner with us explicitly for our expertise in investment management. Others utilize us for our holistic, multi-generational wealth management approach for the entire financial lifecycle.

Optima’s foundation is customized portfolio design and management. Many clients partner with us explicitly for our expertise in investment management. Others utilize us for our holistic, multi-generational wealth management approach for the entire financial lifecycle.

INVESTMENT MANAGEMENT 

Optima’s core competency is developing a personalized investment strategy tailored to each client’s unique situation, including their risk profile, goals, needs, legacy positions and illiquid investments, to ensure that all their assets are efficiently working together.

We utilize a quantitative, disciplined approach that is focused on controllable factors in an unpredictable environment. Our investment approach is designed for "Investors" as opposed to "Speculators".

Investors 

“Investors” participate in the markets to earn expected long-term returns with more optimized asset allocation, broader diversification, lower investment costs, lower turnover and better tax efficiency.

Speculators

“Speculators” make predictions about the future direction of markets or securities and actively trade the portfolio to pick winners and avoid losers. Attempting to outguess the market is a loser’s game since the probability of beating the market is less than 20%*.

Portfolio Analysis & Construction

Utilize Nobel Prizing-winning Modern Portfolio Theory, powerful statistical tools and the latest industry research from the brightest minds.

Risk Management

Continuous monitoring to ensure that the portfolio maintains the appropriate risk parameters.

Tax Optimization

Strive to maximize real, after-tax return.
*The SPIVA U.S. Scorecard (Year-End 2018) from S&P Dow Jones Indices found that over a 3-year period, only 18.51% of the U.S. Equity Funds outperformed their benchmark. https://us.spindices.com/spiva/#/reports

FINANCIAL PLANNING 

We provide critical support and guidance to ensure that your finances support your ambitions throughout your life, including:

Retirement Income Planning

Ensure you have a sustainable income to meet your spending needs for a secure retirement.

Generational Wealth Transfer

Maximize the transfer of family wealth to future generations.

Tax Mitigation

Minimize the impact of taxes through tax saving strategies.

Education Planning

Assist in determining best vehicle and / or timing for college saving goals.

PROTECT & SUPPORT YOUR LOVED ONES

We will provide guidance to your loved ones so they can continue your tradition of diligent and prudent wealth management. You can have confidence and peace in knowing that your wishes will be respected, and your loved ones protected when transitioning from the primary decision maker.

OUR PROMISE

We will be your advocates.

Many people assume that all advisors are fiduciaries, which is rarely the case. Instead, many are held only to a “suitability” standard. When was the last time you wanted anything that was “suitable” for you rather than what was “best” for you?

To be a true client advocate, we have chosen to act as a Fiduciary 100% of the time. A Fiduciary has the highest legal duty of one party to another. Optima is bound to the fiduciary standard to always act ethically, and in the best interest of the client. We are legally mandated to put YOUR needs above our own, providing conflict-free advice. This provides a different level of investor protection to our clients which creates a relationship of trust and confidence. The majority of financial professionals (including stock brokers, insurance agents, and some who call themselves wealth managers and financial planners) are not bound to the fiduciary standard.

Any action that can restrict client options or interfere with an advisor's objectivity is a conflict of interest!
Working together with your tax accountant and estate planning attorney, we strive to align all your wealth management needs so that you can pursue your financial goals with confidence.
Learn about our Process
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